Policies

POLICIES (Terms • Privacy • Refund) — Karl C.

Last updated: January 22, 2026

1) Terms of Service

By purchasing, accessing, or using Karl C. digital courses (“Content”), you agree to the following:

License: You receive a personal, non-transferable license to access the Content.
No Sharing/Redistribution: You may not copy, record, reproduce, resell, share login access, upload, publish, or distribute any part of the Content.
Access & Delivery: Access is provided to the email you submit at checkout. For GCash/Bank Transfer, access may require manual payment verification.
Ownership: All Content is owned by Karl C. and protected by applicable intellectual property laws.
Educational Use: Content is provided for educational purposes; outcomes depend on your environment and implementation.
Trademark Notice: MikroTik® is a registered trademark of MikroTikls SIA. This course is not affiliated with or endorsed by MikroTik.

2) Privacy Policy

Karl C. collects and uses limited personal information to operate and improve the service:

Information collected: name, email address, payment confirmation details (e.g., reference number/proof), and basic technical data for security/analytics.
How it’s used: to provide course access, confirm payments, prevent fraud, deliver support, and improve the user experience.
Sharing: We do not sell your personal information. We may share data only with service providers (e.g., payment processors) or when legally required.
Your rights: you may request access, correction, or deletion (where applicable) by emailing course@karlcomboy.com.

3) Refund Policy

Due to the digital nature of this product and access delivery:

All sales are final once access is delivered/activated.
Exceptions: refunds may be considered only for (a) verified duplicate payments, or (b) payment made but access was not delivered and cannot be resolved.
How to request: email course@karlcomboy.com with your full name, checkout email, payment method, and reference/proof of payment.